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The Blog

How Does Your Credit Score Hold Up?

How Does Your Credit Score Hold Up?

In an article released by the Canadian Mortgage and Housing Corporation (CMHC), it appears that those people who have a mortgage tend to be a little more credit worthy compared to those who don't. It also points out that credit scores are quite steady across Canada....

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5 Surprising Ways to House-Hunt Like a Pro

In a competitive real estate market, first-time homebuyers must leverage any advantage they can get. Cities like Toronto and Vancouver may be particularly tough to crack – but it can be done. Here are five surprising ways to house-hunt like a pro. Pro strategy No. 1:...

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Teaching Your Kids About Renting

Fall is here! The kids have moved out for school. Help them learn about renting and coping with issues during their tenancy. One property manager, who has been in the business for decades, compares landlord and tenant relationships to marriage. Initially, both parties...

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What is The “Best” Mortgage Rate?

Here is an article from Canadian Mortgage Trends that discusses how to get the “best” mortgage rate. If you have any questions, or would like a Canadian Mortgage Expert to go over your personal financial situation, please don’t hesitate to contact us anytime! We’d...

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Location, Location, Location

The trues costs of commuting are often overlooked during the home-buying process. Few homebuyers fleeing city-living for the suburbs ever make the advance effort of spending a dark winter’s week purposely engaging in what will be their new commute during peak travel...

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How To Recover From Summer Spending

Canadian’s certainly get the short end of the stick when it comes to summer. We only have a few short months of the season to enjoy, but that doesn’t stop us from splurging. And why wouldn’t we? Summer is a time to be out-and-about, seeing, eating, and traveling our...

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Is My Mortgage Portable?

The question: ‘Is my mortgage portable?’ The answer most often given: ‘Yes.’ This answer is increasingly wrong. In reality, you may qualify to move 80% or less of the current balance. The proper question: ‘Do I need to re-qualify for my current mortgage to move to a...

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10 Money Mistakes Millionaires Don’t Make

So you want to be a millionaire. Sigh, don’t we all.  It might feel like a lofty goal but it turns out the underlying principles millionaires follow when it comes to their money are pretty basic. Some of them are downright boring. But they obviously work, so let’s...

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A Strong Case for Homeownership

Housing affordability questions have placed homeownership and public policy near the top of the national agenda, as mortgage brokers know. Most of the commentary has been focused on the extent to which government policy, particularly with regards to supply, is...

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Playing With ‘House Money’

How much of the current record-setting price gains in several Ontario and BC markets are self perpetuating? That is, ‘I just got paid $100,000 over asking, so now I too will pay $100,000 over asking…’ After all it is ‘found money’ – easy come easy go. For those of you...

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